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AntiSpam
Software you install on your PC to prevent unsolicited email, also known as SPAM, from reaching your inbox.

AntiSpyware
Software you install on your PC to protect it against spyware software.

Antivirus
Software you install on your PC that acts as a sort of vaccine. It protects your computer against malicious software such as viruses, trojans and malware. These malicious computer programmes are able to compromise the security of your PC, and can even capture and relay personal information onto others.

Authorisation codes
Codes obtained via Token or text message, which enable users to confirm and carry out transactions from all their accounts from millenniumbcp.pt.

Firewall
Software you install on your PC to reduce the risk of unwanted network intrusion, namely external intrusions (hackers and viruses). Certain operating systems, such as Windows XP and Windows Vista already come with a built-in firewall. If your operating system does not have one already, we recommend you install a firewall.

Hackers
Someone who tries to gain illegal access to computer systems and steal data.

Malware
Combination of the words 'malicious' and 'software'. It is software that aims to illicitly hack into a computer system and which may cause damage to it or steal data.

Pharming
When hackers redirect internet traffic from a website to an apparently identical website in an attempt to trick and convince users to enter their personal details on the fake website. Similar to phishing, pharming is even more insidious since it redirects completely unaware users to fake websites.

Phishing
An attempt to steal personal data. This normally consists of email messages leading users to fake websites - very good copies of websites users usually visit - and asking users to key in confidential information.

SAFe
SAFe - Strong Authentication System - has the primary objective of providing a solution for Online Banking Clients that guarantees, regardless of the security level set on their own computers (antivirus, firewall, antispyware, etc.), completely secure financial transactions over this channel.

Security updates / patches
Software updates specifically designed to correct security loopholes in a given software application or operating system.

Social engineering
Techniques used to gather important or confidential information by tricking people and exploiting their trust. Messages are sent out on behalf of companies or organisations which addressees may have some relation to. Most of these messages contain warnings that try to scare the receivers into replying.

Spam
Mass sending of unsolicited email, which may have the goal of spreading viruses aimed at collecting contact lists or files.

Spyware
General term for software that carries out certain instructions, usually related to promotional advertising, retrieving personal details or changing your PC setup, most often without your consent. It covers up the source of the message and allows its authors to gather data on your tastes, usually for illegal advertising purposes.

Trojans
A trojan is malicious software that pretends to be of some use to you. It can compromise your PC's security by carrying out unexpected and unauthorised actions. Even though it compromises the system's security, it does not propagate, like a virus does.

Virus
A virus is a computer programme created with the intention of infecting a computer and then replicating itself. As such, it can propagate very quickly and is, more often than not, very difficult to eliminate. Viruses can propagate through files sent between users (e.g. email attachments) and may contain instructions to become active under certain conditions (specific dates or certain user actions).

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